5 Year Fixed Rate Cash ISA Monthly Interest
Our 5 Year Fixed Rate Cash ISA may be right for you if you have a lump sum to pay in and you don't need to take your money out for five years.
Cyfraddau llog | Balans | Di-dreth^ bob blwyddyn | AER† | |
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Llog Blynyddol | £500 - £20,000 | 3.70% | 3.70% | |
Llog Misol | £500 - £20,000 | 3.64% | 3.70% |
- Open this ISA in branch, at an agency or online
- Pay in from £500 to £20,000 in the current tax year
- You can only pay your ISA Allowance into one Principality Cash ISA in the current tax year.
- Transfer in existing ISAs by completing a form via post or in branch. ISA funds need to be available to be transferred within 5 business days of your request
- Add more money to the ISA until it is taken off sale
- Choose to have the interest paid once a year or every month
- No withdrawals allowed before the end of the five-year term
- If you close or transfer the ISA early you must give up 360 days' interest
- We can stop accepting applications at any time
Blwch Crynodeb | |
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Beth yw'r gyfradd llog? | Fixed annual interest 3.70% Tax-free^ each year 3.70% AER† Fixed monthly interest 3.64% Tax-free^ each year 3.70% AER† (See the meanings of ‘Tax-free’ and ‘AER’ at the bottom of the page) Interest is calculated each day on the money in the account and paid: whichever you choose. |
A all y Principality newid y gyfradd llog? | No, the rate is fixed for five years until the ISA matures (when the account comes to an end). |
Beth fyddai'r balans amcangyfrifedig ar ôl 60 mis yn seiliedig ar adnau o £1,000? | £1,199.21 This is based on you choosing to have interest paid annually and added to your ISA, and not making any further payments into the account. |
Sut ydw i’n agor a rheoli fy nghyfrif? |
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A gaf i godi arian? |
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Gwybodaeth ychwanegol |
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Before you apply below, please read the 5 Year Fixed Rate ISA Issue 353 Terms & Conditions
If you are transferring previous years' ISA subscriptions, please enter your initial deposit as £500 on the application form. The application form will ask you whether you are making a transfer later in the process.
You can only invest in one Principality Cash ISA per tax year.
As you will be bound by the account terms of the ISA and your information held in accordance with our privacy policy, you should read, print and save the below documents for your records. If you have any queries relating to them please contact us for further information.
- 5 Year Fixed Rate ISA Issue 353 Account Terms and Product Summary Information
- Savings Terms and Conditions
- Privacy Policy
Please also read the following:
- Basic information about the protection of your eligible deposits
- Electronic Verification Guide
- Tariff of Charges
- Your Information
^ Tax-free means UK Income Tax and Capital Gains Tax is not deducted from the interest you earn. This depends on your individual circumstances, and may change in future.
† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid once each year on the whole balance, including previous interest payments.
Pam y Principality?
- 6ed cymdeithas adeiladu fwyaf y DU
- Cymdeithas adeiladu gydfuddiannol, sy’n eiddo i’n 500,000 o aelodau ac yn cael ei rhedeg er eu lles
- Dros 150 mlynedd o brofiad
- Gofalu am werth dros £10 biliwn o asedau ein cwsmeriaid
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