Lost savings and dormant accounts

An account will be classed as dormant after 15 years of inactivity. This means it is locked until you can verify your identity but don't worry your savings are safe, no matter how many years have passed the money will always be yours.

If you think you have lost touch with your Principality savings account, or with one of the Building Societies we have merged with over the years, we can help.

How to find an old account?

There are multiple ways to find an old account, you will need two forms of ID to verify your identity.

We can also help you trace another person’s lost account – if you are legally entitled to do this.

Online

You can also trace an account online through My Lost Account – a free service offered by the UK Finance, the Building Societies Association and National Savings and Investments. The online service allows you to trace bank, building society and National Savings & Investments accounts by completing just one form.

Write to us

You’ll need to include:

  • Full name (including any previous names) 
  • Current address 
  • Previous addresses held while the account was open
  • If you would like a new account opened or if you would prefer the balance returned by cheque

Please send this information to: Customer Services – Lost Savings, Principality Building Society, PO Box 89, Queen Street, Cardiff, CF10 1UA

Complete the forms

Alternatively, you can download an information leaflet and the application forms:

You can return your building society account trace form to the Building Societies Association Lost Account Scheme or, for Principality accounts only, directly to us at: Customer Services – Lost Savings, Principality Building Society, PO Box 89, Queen Street, Cardiff, CF10 1UA

Building societies we’ve merged with


  Cymdeithas Adeiladu Blwyddyn y Cyfuno
Cymdeithas Adeiladu Pen-y-bont ar Ogwr 1959
Cymdeithas Adeiladu Urban 1962
Clwb Lles Parhaol Maesteg 1968
Cymdeithas Gydfuddiannol Barhaol Aberafan 1974
Cymdeithas Adeiladu Abertawe a Chaerfyrddin 1974
Cymdeithas Adeiladu Barhaol Llanelli 1977
Cymdeithas Adeiladu y District 1978
Cymdeithas Adeiladu Gorseinon 1979
Cymdeithas Adeiladu Chatham 1985

FSCS

We are covered by the Financial Services Compensation Scheme.
Find out more about what it means for you.

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