Joint Borrower Sole Proprietor Mortgages
Joint Borrower Sole Proprietor Mortgages
Lending a helping hand when you need it
Joint Borrower Sole Proprietor Mortgages
With help from your parents or grandparents you could get onto the property ladder or buy your next house quicker than you think. That’s because our Joint Borrower Sole Proprietor mortgages allow you to apply for a mortgage together. By combining the income of up to four people, you could maximise your mortgage loan without your parents or grandparents co-owning the property.
To ensure you make the right decision about your next steps, you must pay for independent legal advice before completion for this type of mortgage.
The types of mortgages we offer
Fixed Rate mortgages - with a fixed rate mortgage your interest rate stays the same for a fixed period of the loan, whatever happens to interest rates in general. At the end of the fixed period your interest rate will go on to our Standard Variable Rate (SVR).
Contact us, or visit your local branch for more details.
| Initial rate | Until | Then our standard variable rate, less a discount of 0.50% | Until | Then standard variable rate | Overall cost for comparison (APRC) | Product Fee | Cashback | ||
|---|---|---|---|---|---|---|---|---|---|
| 90% LTV Fixed Rate Mortgage - Joint Borrower Sole Proprietor | 3.98% | 30/11/2024 | 4.15% | 30/11/2027 | 4.65% | 4.5% | £0 | There is no cashback facility with this product. | More details |
| 90% LTV Fixed Rate Mortgage - Joint Borrower Sole Proprietor | 4.03% | 30/11/2027 | N/A | N/A | 4.65% | 4.5% | £0 | There is no cashback facility with this product. | More details |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Why Principality?
- 6th largest UK building society
- A mutual building society, owned by and run for the benefit of our 500,000 members
- Over 160 years' experience
- Taking care of over £10 billion of our customers' assets
- Members can access a Member Rewards page featuring competitions, discounts and more.
