Mortgages 

Interest Rate Change

On the 5th May 2022, the Bank of England increased the bank rate from 0.75% to 1%.

We’re currently working through what this means for our Members. In the meantime, you’ll find some useful information here.

Wherever you lay your hat...

Here at Principality we understand what home means to our customers. We know how central it is at every stage of our lives.

Whether you’re buying your first home, looking to switch the rate on your Principality mortgage, or moving your mortgage to us to look after – we’re here to help.

Just take a look at the options below and let our personal approach help and guide you.

*To be eligible for one of these products you must be directly and permanently employed by the NHS and must live within the following Wales and border postcodes: LL, SY, LD, SA, CF, NP, HR, CH1 to 8.

Existing mortgage customer - couple choose paint clours

Already got your mortgage with us?

Is your current mortgage deal with us ending? Do you want to know the services we can provide for our existing mortgage customers?
Find out more

Full Mortgage Range - Family making dinner

Moving house or remortgaging to us?

Whether you're moving your mortgage to us or moving house, you'll feel at home with Principality.
Find out more

Buy to let mortgages - a purse, a wallet and some keys in a bowl

Buy to let?

If you're interested in buying property to let, come and find out about our products.
Find out more

Mortgage Guides - man trying to assemble flat pack furniture

Need some help?

Our easy to follow guides can help you when researching for a mortgage.
Let us be your guide


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ukraine flag in the shape of a heartAs part of our commitment to supporting our communities, any Principality mortgage customers considering opening their homes to Ukraine refugees as part of the ‘Homes for Ukraine’ government scheme, can be reassured that we will make this process as straightforward as possible and we will not place any unnecessary obstacles in your way.

All that we ask of our customers is that those who are accepted as refugee sponsors let us know when this is approved, as well as remaining aware of the latest guidance being shared by the UK Government, via the Homes for Ukraine sponsorship webpage, which will be developing further over the next few weeks. For further information, visit our page on the Ukraine crisis.


  • 6th largest UK building society
  • A mutual building society, owned by and run for the benefit of our 500,000 members
  • Over 160 years' experience
  • Taking care of over £10 billion of our customers' assets
  • Members can access a Member Rewards page featuring competitions, discounts and more.

Principality. Where home matters.