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Manage your Principality mortgage

Ready to switch or want to make a change to your mortgage deal? We can help.

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  • Switch your mortgage

Switch your mortgage

Have less than 6 months left on your current Principality mortgage and ready to switch?

Our mortgage experts can help you switch over the phone.

Or if you’re comfortable not receiving advice you can switch online.

  • Optional mortgage advice when switching over the phone

  • No admin fees

  • Wide range of fixed and variable mortgage products

Manage your mortgage with confidence

Make your mortgage work for you. Whether you need to borrow more for home improvements, want to move house or have some spare money to overpay. 

  • A mature couple are watering their plants in a utility room.

    Overpayments

    If it’s a lump sum, or a regular payment, understand the benefits and your options.

    Read about overpaying
  • Couple unpacking. One man holds a glove and the other has his hand on partner's arm.

    Borrowing more

    We can explain what options are available to help you borrow more.

    Read about borrowing more
  • Family unpacking in their new home by rolling out a living room carpet

    Moving home

    Are you looking to move? You may be able to ‘port’ your mortgage.

    Read about porting
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Why stay with us?

We’ve been committed to helping people buy and live in their homes since 1860.

  • No admin fee when you switch

    You won't be charged an admin fee when you switch your mortgage deal.

  • Free mortgage advice

    Get advice when making changes to your mortgage including borrowing more and increasing or decreasing your term. 

  • As little paperwork as possible

    We’ll keep the paperwork to a minimum. And you won’t need a new credit check if your circumstances haven’t changed.

Get in touch with us

Our teams are here to help you manage your mortgage. Our opening hours are: Monday to Friday 9:30am - 5pm and Saturday 9am - 1pm

  • Switch your mortgage

    Call our experts to switch your mortgage online up to 6 months before your current deal ends. Call us: 0330 333 4030

  • Mortgage queries

    Speak to a mortgage expert about porting your mortgage, borrowing more, or getting a second mortgage. Call us: 0330 333 4002

  • Admin support

    Request a redemption statement, change your direct debit, make an over payment, or ask about your balance. Call us: 0330 333 4000

  • Money worries and arrears

    We’re here to listen. Call us to discuss your repayments and arrears plans. Call us: 0330 333 4020

Your home may be repossessed if you do not keep up repayments on your mortgage.