Let's buy your first home

Time to make the process simple. Browse our range of tailored products and services for first time buyers.

And let's help you buy your own home.

How we can help:

  • Start saving - Save your deposit and understand what happens when you buy your first home.
  • Get your mortgage - Apply for a Principality mortgage with just a 5% deposit.
  • Need extra help? We can help your family add a lump-sum to your deposit, or boost what you could borrow.

Start Saving

Save for your deposit and understand the whole home buying process. Explore our exclusive savings account for first time buyers and track your progress with our free First Home Steps app.

Save your deposit

Save your deposit with a First Home Steps savings account and get a £500 celebratory bonus if you take out a mortgage with us. Terms apply.

View our savings accounts >

Do your research

Browse our blogs, guides and top tips for buying your first home.

Visit our content hub >

Images of the First Home Steps App on an phone

First Home Steps App

Your guide to a place to call your own.

Download the app >

Mortgages for first time buyers

Buy your first home with as little as a 5% deposit. Explore our mortgage options for first time buyers.

95% LTV Mortgages

Buy your first home with as little as a 5% deposit.

View our 95% LTV mortgages >

Family help to get you on the ladder

Boost your buying potential with support from your family. Your family members can help you buy your first place.

Boost what you can borrow

Can't borrow enough for the house you want? Your family could give your affordability an extra boost.

Read more >

Boost your deposit

Need help with a deposit? A family member could gift you a deposit without touching their savings.

Read more >


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