Tracker Mortgages
Our Tracker mortgages move up and down in line with the Bank of England Bank Rate for a set period. So, if the Bank Rate falls, so will your monthly payments. Of course, if the Bank Rate goes up, your payments will too. There may be a minimum interest rate on a Tracker mortgage which means if the Bank Rate falls below a certain level, your monthly payments will not reduce further.
| Initial rate | Until | Then standard variable rate | Overall cost for comparison (APRC) | Product Fee | Cashback | ||
|---|---|---|---|---|---|---|---|
| 75% LTV Base Rate Tracker Mortgage | 5.80% | 31/08/2026 | 7.60% | 7.3% | £0 | There is no Cashback facility with this product. | More details |
| 80% LTV Base Rate Tracker Mortgage | 5.90% | 31/08/2026 | 7.60% | 7.4% | £0 | There is no Cashback facility with this product. | More details |
| 85% LTV Base Rate Tracker Mortgage | 6.00% | 31/08/2026 | 7.60% | 7.4% | £0 | There is no Cashback facility with this product. | More details |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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