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Update for Members: The Bank of England base rate decreased from 5.00% to 4.75% on 7 November 2024. Find out what this means for you.

Get Christmas 2025 wrapped up

Earn 7.00% AER/Gross (Fixed).

Open a Christmas 2025 Regular Saver today. Maximum £125 monthly deposit. Interest fixed for 12 months and paid at maturity. No withdrawals allowed. Close your account at any time. Open online or in branch.

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Hello, what do you need today?

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    Savings

    Find an account to suit you. Join over 400,000 members and start saving today.

    Visit savings home
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    Mortgages

    Buy your first home, move home, or manage your current Principality mortgage.

    Visit mortgages home
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    Answers

    Get answers to your questions, or find out how to get extra support.

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Why people choose us

  • Owned by and run for the benefit of our 500,000+ members

  • Wales’ biggest building society

  • £1.5 million dedicated to funding communities in 2024

  • More than 19,000 first time buyers supported since 2021

Guides to get you started

Get mortgage and savings confident with our series of quick read guides.

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    Savings guides

    Explore our quick read guides to help you make confident decisions about your savings.

    All savings guides
  • A young couple is looking at a large Victorian home. They are linking arms.

    Mortgage guides

    Thoughtfully written mortgage guides to help you navigate home ownership.

    All mortgage guides
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    First time buyer guides

    We simplify the home buying process, guiding you every step of the way to get your first home.

    All first time buyer guides

We’re here for you

You’ll always find a real person ready to help if you can’t find your answer online.

Visit a branch

We’re the largest building society in Wales with over 70 branches. So you’re never too far from a friendly face.

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Get in touch

We're here to help you. Chat to our team over the phone, or in one of our branches across Wales and the borders.

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Your home may be repossessed if you do not keep up repayments on your mortgage.