Regular Saver accounts

If you’d like to save without investing a lump sum, our Regular Saver accounts can give you a helping hand. You can make multiple deposits every month up to the account limit, with the interest paid annually or on maturity.

*To be eligible for one of these products you must be directly and permanently employed by the NHS.

  • You have from £1 or more to open an account
  • You want to save regularly towards a specific goal, not necessarily every month
  • You don’t have a regular amount to save.
  • You have a lump sum you want to put in a savings account.
  Gross* each year AER† Minimum to open Withdrawal notice  
1 Year Regular Saver Bond Issue 28 2.25% 2.25% £20 Not permitted More details
NHS Thank You Online Saver 2.00% 2.00% £1 None More details
NHS Thank You Saver 2.00% 2.00% £1 None More details
First Home Steps Online Issue 2 1.50% 1.50% £1 None More details
First Home Steps Account Issue 3 1.50% 1.50% £1 None More details

* Gross interest is the rate of interest before income tax is deducted at the rate set by law.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest were paid once each year on the whole balance, including previous interest payments.

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