Intermediaries Submissions Process
Your quick guide to mortgage submissions
Step 1 Check your client's affordability using the Affordability Calculator.
Step 2 Submit an AIP (Agreement in Principle) into our Mortgage Sales Originations (MSO) platform.
Step 3 Proceed to a full online application. We aim to process your client's application as quickly as possible.
Step 4 Once you've submitted your application, you can check which documents have been received and accepted and the progress of your application at any time by logging in to MSO. You don’t need to call us.
If you have any queries before you submit your application contact your local BDM.
Any documents needed to support the application will be generated according to the specific case requirements. To avoid any delays, please submit the documents as quickly as possible.
We will usually ask for:
Last 3 monthly or weekly payslips along with the most recent full months bank statement showing each applicants salary credit. If 3 payslips are not available please call the intermediary sales desk on 0330 333 4021. The bank statement must show the applicants name, address, sort code, and account number.
Ltd Company Director/Shareholder - The latest 2 years accounts prepared by an appropriately qualified accountant along with a full month personal bank statement showing the applicants name, address, sort code and account number.
Sole Trader - The latest 2 years SA302 & HRMC Tax Overview documents along with a full month personal bank statement showing the applicants name, address, sort code and account number.
Latest full month bank statement showing each applicant’s salary credit if in employment. In the case of applicants being Self Employed, the latest full months personal bank statement.
Bank statements must include the applicants name, address, sort code and account number.
Evidence of a suitable repayment strategy is required for all interest only or part interest only residential applications. Please refer to the Mortgage Lending Criteria on our website for full details of acceptable repayment strategies.
You may be asked to provide further information to support the application. The email address we use for any requests will be the one you used to register for MSO.