Making more possible for first time buyers
If your client is a first time buyer we offer a range of options to help them get on the property ladder.
We’ve been actively engaging with first time buyers and know that the goal of home ownership has been increasingly challenging.
Our first time buyer research has shown us that this group are selecting a range of different strategies as they look for ways to secure their first home.
It’s clear that they’re a diverse group and can be at different stages in their life, have different levels of family support and differing degrees of financial confidence.
That’s why we’re offering a range of solutions from Income boosts to family solutions and new build mortgage features.
Our first time buyers boosts
Limited Edition: Income boosts
We’ve introduced a new first-time buyer loan to income (LTI) multiplier and new variable income criteria to help FTBs improve their affordability.
Family boosts
Get a helping hand from family by adding the income of 4 individuals to boost affordability, use a gifted deposit, gifted equity or access our Joint Borrower Sole Proprietor mortgage.
New build boosts
Your client can apply for our Shared Ownership mortgage, take advantage of unlimited building incentives and benefit from an extended offer period of up to 16 months.