Buy to Let and Holiday Let Mortgages

Supporting your clients with a no fuss, common-sense approach to lending

Principality are one of the few lenders who consider Holiday Let applications across England and Wales.

We offer a range of fixed and discounted rate Buy to Let products for purchases and re-mortgages, whether your clients are looking to purchase their first property to let, or expanding their current portfolio.

Why use Principality for Holiday Lets & Buy to Lets:

  • Loan to value (LTV up to 75%)
  • No minimum income requirements
  • No owner occupier requirements
  • Up to 4 applicants accepted
  • Simple online product transfers
  • Online applications and updates using MSO
  • Experienced BDM support

Case Study

With our help, customers like Craig are able to unlock new opportunities. Thanks to our flexible approach and common-sense lending Craig was able to purchase a new HL/BTL property.

Buy to let, holiday let mortgages and product transfers

Whilst Principality customers with a buy to let or holiday let mortgage can lock in their Principality mortgage deal in advance of their current deal ending, unlike customers with regulated residential mortgages, if they change their mind they won’t be able to change their mortgage choice before the end of their current Principality mortgage.

The new Mortgage Charter rules for residential mortgage customers do not apply to Principality buy to let and holiday let mortgage customers. Once submitted, you cannot amend the buy to let or holiday let mortgage application on MSO.

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